A102 Churchwide Education Efforts to Control Healthcare Costs
Resolved, the House of ________________ concurring,
That the 81st General Convention urge the Church Pension Group to continue its education efforts around health insurance benefit selection, with more purposeful attention given to the benefits offered to employees, covered communities, and the whole church through greater use of the Medicare Small Employer Exception by employees age 65 or older in eligible communities; the need for group administrators to exercise discretion in the number of benefit levels offered within a group; and the benefits to employees and covered communities through the adoption and use of Consumer Directed Health Plans (CDHPs) and associated Health Savings Accounts, and methods by which institutions may transition their employees to such plan offerings.
Explanation
This resolution asks CPG to undertake purposeful education efforts around the Medical Small Employer Exception (SEE) for employees over age 65, the benefits of targeted selection of plan offerings by benefit administrators in order to combat adverse selection, and to administrators and consumers alike around the use of Consumer Directed Health Plans (CDHPs) and Health Savings Accounts (HSAs) as a cost effective way of providing quality medical care.
Wider uptake of best practices in all three areas could result in significant savings to DHP while not constraining or restricting access to care.